Building Financial Confidence Across Australia
We started roeralumaviveo because too many people were making financial decisions without the foundation they deserved. Since 2019, we've been creating practical education that actually makes sense.
How We Got Here
It began with a simple observation. People were getting conflicting advice about money everywhere they turned. We wanted to change that conversation entirely.
The Spark
Started with weekend workshops in Darwin community centers. Twenty people showed up to our first session about understanding bank statements. They brought friends the next week.
Going Digital
COVID pushed us online faster than planned. Turned out, people preferred learning financial concepts in their own space, at their own pace. We adapted our entire approach.
Real Impact
Partnered with regional Australian communities. Saw families actually changing their relationship with money. That's when we knew we were onto something meaningful.
What's Next
Expanding our reach while keeping everything personal. New programs launching mid-2025 focus on practical skills that work in real Australian households.
What Drives Our Work
These aren't just corporate values printed on a wall somewhere. They're the principles that shaped every conversation, every curriculum decision, and every interaction with our participants.
Clarity Over Complexity
Financial jargon exists to exclude people. We break down concepts until they make sense at your kitchen table, not just in a boardroom.
Practical Application
Every lesson connects to real situations. Understanding compound interest matters when you're choosing a mortgage, not just passing a quiz.
No Judgment Zone
Everyone starts somewhere. We've seen people transform their financial confidence regardless of their starting point or past mistakes.
Evidence-Based Approach
We track what actually works for Australian families, not what sounds good in theory. Our methods evolve based on real outcomes.
The People Behind roeralumaviveo
We come from banking, education, and community work. What unites us is believing that financial literacy should be accessible to everyone.
Crispin Holloway
Financial Education Director
Spent fifteen years in retail banking before realizing most financial education missed the mark. Now designs programs that address real questions people actually ask about their money. Lives in Alice Springs with two rescue dogs.
Aldric Pemberton
Curriculum Development Lead
Former high school teacher who got tired of seeing students graduate without basic financial skills. Specializes in breaking complex topics into digestible pieces. Believes the best learning happens through conversation, not lecture.
Our Teaching Philosophy
Traditional financial education feels like studying for a test you'll never take. We focus on building confidence through practical experience and real-world application.
Learning Through Scenarios
Instead of abstract examples, we use situations our participants actually face. Buying a first home, changing jobs, planning for kids' education, or dealing with unexpected expenses.
- Real Australian case studies and examples
- Interactive budgeting with actual household numbers
- Mortgage and loan scenarios with current rates
- Superannuation planning for different life stages
- Small group discussions about personal experiences
Building Financial Confidence
Confidence comes from understanding, not memorizing. We help people develop the skills to evaluate financial decisions independently and ask the right questions.
- Decision-making frameworks for major purchases
- How to research and compare financial products
- Understanding fine print and contract terms
- Recognizing and avoiding common financial traps
- Developing personal financial goals and tracking progress